About Medicare 411…

We are locally owned & operated!

Medicare 411 was established right here in Rockford, IL to help people just like you. We are not a call center. There is not an 800 number. We care deeply about the people in our community, and we are here to help you. Call us at 815-329-6937 to schedule an appointment today!

Our Services are FREE!

That’s right! There is absolutely NO COST to you for any services provided by Medicare 411. You have nothing to lose and everything to gain! Give us a call today at 815-329-6937.

Why Do a Medicare Review?

Medicare Open Enrollment typically takes place from mid-October to early December each year. During the designated enrollment period is the only time you can make changes to your Medicare plan until the next year’s open enrollment period. Each year, Medicare plans change, and sometimes the changes are dramatic. This year, there are more changes than ever, and Medicare 411 has the information and the expert advice that you need to make important changes to your plan. An annual review can ensure that you have chosen the best plan to meet your needs for the coming year, and it can even save you money. Call Medicare 411 today to meet with a trusted Medicare Expert at 815-329-6937.

Group of senior friends relaxing together after an excercise


Hi, I’m Tracey Fults. As the President and Founder of Medicare 411, this company is the culmination of my life’s work. With my over 30 years of experience in the health insurance industry, I created “The 411 Way”, which is how each of our Medicare Translators explains Medicare and the Affordable Care Act while assisting in identifying the plans and options in your area and helping you make an informed decision. We are always there after you enroll to help you through the annual review process and all year long for questions you may have or assistance you may need.

I personally have helped thousands of people with their individual health insurance needs and absolutely love the opportunity to help even more through all the wonderful Medicare 411 Medicare Translators who work in the communities we serve. Each individual Medicare Translator is a locally owned and operated office, and they have all pledged to continue to assist individuals in their communities with navigating the maze of individual health insurance.

Life and Health Insurance

Medicare 411 is an independent Life and Health Insurance Agency that specializes in Medicare, Long Term Care Planning, and Life Insurance Products representing multiple companies.

Medicare Education

Medicare 411 provides FREE Educational Seminars on multiple topics including Medicare, Long Term Care Planning, and Individual Health Insurance Marketplace. -Need a speaker for your group? Call us!


Medicare 411

5192 Harrison (Lower Level), Rockford, Illinois 61108.


M-F 9am-5pm
Sat 10am-2pm (Walk-in appts available)
Sunday Closed